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Privacy Policy

Please review this information carefully.

Our privacy policy.

Important information for your use of our website.

Website Visitors

Like most website operators, Petra Risk Management collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. Petra Risk Management’s purpose in collecting non-personally identifying information is to better understand how Petra Risk Management’s visitors use its website. From time to time, Petra Risk Management may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website.

Petra Risk Management also collects potentially personally-identifying information like Internet Protocol (IP) addresses. Petra Risk Management does not use such information to identify its visitors, however, and does not disclose such information, other than under the same circumstances that it uses and discloses personally-identifying information, as described below.

Gathering of Personally-Identifying Information

Certain visitors to Petra Risk Management’s websites choose to interact with Petra Risk Management in ways that require Petra Risk Management to gather personally-identifying information. The amount and type of information that Petra Risk Management gathers depends on the nature of the interaction. For example, we ask visitors who sign up for an account at this website to provide a username and email address. Those who engage in transactions with Petra Risk Management are asked to provide additional information, including as necessary the personal and financial information required to process those transactions. In each case, Petra Risk Management collects such information only insofar as is necessary or appropriate to fulfill the purpose of the visitor’s interaction with Petra Risk Management Petra Risk Management does not disclose personally-identifying information other than as described below. And visitors can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging in certain website-related activities.

Use of Personal Data

Petra Risk Management may collect aggregated statistics about the behavior of visitors to its websites. For instance, Petra Risk Management may monitor the most popular website account on this site. Petra Risk Management may display this information publicly or provide it to others. Petra Risk Management does not disclose personally-identifying information other than as described below.

Protection of Certain Personally-Identifying Information

Petra Risk Management discloses potentially personally-identifying and personally-identifying information only to those of its employees, contractors and affiliated organizations that (i) need to know that information in order to process it on Petra Risk Management’s behalf or to provide services available at Petra Risk Management’s websites, and (ii) that have agreed not to disclose it to others. Some of those employees, contractors and affiliated organizations may be located outside of your home country; by using Petra Risk Management’s websites, you consent to the transfer of such information to them. Petra Risk Management will not rent or sell potentially personally-identifying and personally-identifying information to anyone. Other than to its employees, contractors and affiliated organizations, as described above, Petra Risk Management discloses potentially personally-identifying and personally-identifying information only when required to do so by law, or when Petra Risk Management believes in good faith that disclosure is reasonably necessary to protect the property or rights of Petra Risk Management, third parties or the public at large. If you are a registered user of an Petra Risk Management website and have supplied your email address, Petra Risk Management may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to date with what’s going on with Petra Risk Management and our products. We expect to keep this type of email to a minimum. If you send us a request (for example via a support email or via one of our feedback mechanisms), we reserve the right to publish it in order to help us clarify or respond to your request or to help us support other users. Petra Risk Management takes all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of potentially personally-identifying and personally-identifying information.


A cookie is a string of information that a website stores on a visitor’s computer, and that the visitor’s browser provides to the website each time the visitor returns. Petra Risk Management uses cookies to help Petra Risk Management identify and track visitors, their usage of Petra Risk Management website, and their website access preferences. Petra Risk Management visitors who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before using Petra Risk Management’s websites, with the drawback that certain features of Petra Risk Management’s websites may not function properly without the aid of cookies.

Privacy Policy Changes

Although most changes are likely to be minor, Petra Risk Management may change its Privacy Policy from time to time, and in Petra Risk Management’s sole discretion. Petra Risk Management encourages visitors to frequently check this page for any changes to its Privacy Policy.

This Privacy Policy is available under a Creative Commons Share-alike license.